November 6, 2010

Should I buy Rental Car Insurance? An Honest view 

 The decisions that you make in these few minutes that you spend on the counter of a luxury car or exotic car could have a dramatic impact on your financial situation. Deciding if you need to purchase the auto insurance offered at the Rental Car counter before you arrive can keep you from incurring a serious financial loss or wasting your money on insurance that you already have or may not need. One of the questions that we are asked most as auto insurance agents is “Do I need to purchase the auto insurance offered at the rental car counter when I rent a car?” The answer to this question is maybe or it depends!

When you step up to the Rental Car Counter the Rental Agent usually will ask you if you want to purchase insurance for the rental vehicle. If you say no, they will ask you to initial next to each coverage that you decline. Oh! At that point, you get confused.

You may be able to provide coverage for the rental car using insurance policies you already own or you may decide you need to purchase additional protection. In this article we are going to give you the information that you need to make these crucial decisions.

Did you know when You Rent A Car There Are Several Ways To Secure Coverage without Having to Purchase Coverage At The Rental Car Counter?

Transfer Coverage From Your Existing Auto Insurance Policy

If you are going to be renting a car and you have an existing auto insurance policy you should take your insurance I.D. card with you when you rent the car. The car rental company may require it and it can save you a lot of time and aggravation if you are pulled over by the police in your rental vehicle. The coverage and deductibles on your own auto insurance policy will automatically transfer to cars that you rent as long as you are not using the rental car for business purposes or renting in another country. You should check the declarations page of your personal auto insurance policy to find out if you currently carry Property Damage Liability, Comprehensive and Collision coverage.

Make note of your Property Damage Liability limit and your Comprehensive and Collision Deductible. If you are renting a car in another country you should definitely consider purchasing coverage at the rental counter as most personal auto insurance policies only cover their owners in the country where the policy was written.

Damages to your rental car will be covered by the Property Damage Liability portion of your personal auto insurance policy if you are renting the car for pleasure use. However, if you were involved in an accident that is covered by your auto insurance policy and your car is in the shop being repaired. Damages to the replacement car that you rent will be covered by the Comprehensive and Collision coverage portion of your personal auto insurance policy. That means that you will have to pay the deductible for these coverages if you damage the rental car.

Use Coverage Provided By Your Credit Card

Most major credit cards advertise rental car insurance as one of the benefits of owning their card. The truth is that the coverage that these cards provide usually only pays after your personal auto insurance policy limits have been exhausted and only if you used their card to pay for the entire price of the rental. The level of protection with credit cards seems to change on a daily basis, so we recommend calling your credit card company to determine your exact level of protection for rental cars. When you talk to the credit card representative ask them for information about Liability, Comprehensive and Collision coverage for rental cars. It is best to get this in writing as it is not unheard of to get several different answers from the same credit card company. You should also ask if there are any exclusions. Many credit cards exclude coverage for luxury or exotic car rentals.

Purchase A Non-owned Auto Insurance Policy

 If you rent cars frequently but you do not have your own auto insurance policy you can save yourself a lot of money by purchasing a “Non-Owned Auto” Liability policy. This policy provides you with the same type of protection as the Excess Liability coverage offered at the rental car counter. These types of policies usually cost around $300 a year and will cover you when you are driving any private passenger automobile. This policy only provides protection for Bodily Injury and Property Damage Liability. It will not pay for damages to your rental car so you will still need to purchase the Collision Damage Waiver or use one of the coverage methods we discussed earlier.

If you are unable to secure coverage by using any of the methods listed in the previous chapter you should seriously consider purchasing coverage at the Rental Car Counter. It can be hard to get an honest advice about these coverages from the rental car agent because they are paid a commission every time they sell it to you. Don’t worry; we have provided you with all of the help you need below.

Collision Damage Waiver (CDW)

 This protection is also called the loss damage waiver (LDW) by some rental car companies. It is often referred to as insurance but this is incorrect. It is actually a waiver of responsibility. When you purchase this protection the rental car company waives your responsibility for damages or theft of the rental car. If something were to happen to the car you would simply file a quick claim form when you returned the car and the rental car company would pay to repair or replace it. The price for this protection usually ranges from $49 to $69 depending on where you are renting.
Caution: This coverage may become void if you cause an accident while breaking the law. This includes excessive speeding, driving off road or driving while intoxicated so be careful when you are driving a rental car or any car for that matter.

If you carry a minimum limit such as $10,000 for Property Damage Liability coverage you may want to consider purchasing the Collision Damage Waiver because this low limit may not be enough to pay for repairing or replacing the rental car. Remember you could also be held responsible for damages to other peoples car’s or property if you are involved in accident and found to be at fault and Rental car companies will charge you for loss of rental income for the car that you damaged. These are all important factors that should be considered when deciding if you should purchase the Collision Damage Waiver.

Another advantage to this coverage is that there is no deductible. This can come in handy if you were involved in an accident that is covered by your auto insurance policy and you are renting a replacement car while your car is in the shop being repaired. You see in this scenario any damages to the rental car would be covered by your Comprehensive or Collision coverage which means that you would have to pay the deductible.

Excess Liability  

Car rental companies are required by law in most states to provide a minimum amount of liability protection for renters of their vehicles but this is rarely enough to protect your interests if you seriously injure someone in an accident. The liability portion of your personal auto insurance policy will transfer to your rental car so you have adequate limits of bodily injury and property damage liability on your personal auto insurance policy we would not recommend purchasing this coverage. This coverage would only pay after your personal auto insurance policy limits are exhausted. This price for this protection is around $15 to $25 dollars per day for 1 million dollars worth of excess protection.

Personal Accident Insurance

If you or your passengers are injured in an accident or as a pedestrian this coverage will pay for your medical expenses and ambulance fees if needed. If you live in a “no fault” state, have health insurance or carry medical expenses coverage you probably already have this protection and do not need to buy it from the car rental company. Check your auto insurance and health insurance policy to find out for sure. A claim for this type of loss on your personal auto policy will not cause an increase in price so if it is covered on another policy there is really no benefit to buying it from the car rental company. The price of this protection usually runs from $5 to $10 a day depending on where you rent.

Personal Effects Coverage

 This is coverage for theft of you or your passenger’s personal items such as cameras, camcorders or Laptop computers. This protection may also be provided on your homeowners or renters policy if you have one so you may not need to buy it from the rental car company. However, homeowners or renters deductibles are usually $1000  or 1% of total value of property or higher and all of your articles may not be covered. Check the declarations page of your policy for your deductible and the exclusions section to find out if the items you are taking with you are covered.

One of the benefits of purchasing this coverage from the rental car company is that you usually do not have to pay a deductible. You simply file a claim when you return the rental car and you are reimbursed for the theft of your items. You will usually need to prove ownership of the items that you claim were stolen by providing the rental car company with receipts or other proofs of ownership. You should also ask the rental agent if any exclusions apply to this coverage prior to purchasing it. The price for this protection is $15 to $30 dollars a day.

It is better make all of your rental car insurance decisions before you step up to the rental counter. You should never let any one to force you to  make snap decisions on issues of this much importance and now you don’t have to. We hope that you have found the help that you needed in this handbook. I love to get feedback on this article so please send your questions or comments to rental@upscalecarrentals.com. I hope to hear from you!

George James and his team of Exotic Car Rental specialists are a recognized authority on the subject of Exotic, Luxury and Sport Car rental and  automobile insurance. Their website http://www.upscalecarrentals.com  provides clients with an independent source of car rental information that can be used to lower the cost of their auto insurance

Nov 6, 2010

How to Find a New Luxury and Exotic Sport Car Company

Sports and Exotic Car rental – Corvette, Viper, Maybach, Ferrari F 430, Ferrari 599,Lamborghini, Bentley, Porsche Panamera, Turbo or Porsche Cayenne, Audi R8, SUV`s -Range Rover Cadillac Escalade, Audi Q7, Infinity QX56 SUV, Maserati Quattropro. We have the latest Sports and Exotic Car rental.

Upscalecarrentals.com - luxury car rental - team provides you and your guests with an extraordinary service. Just get into one of our vehicles and indulge in a dream of both luxury, power, dynamics of speed, safety and comfort. Experience our comprehensive and very exceptional services.


It is our philosophy to spoil our customers with the rarest and newest sports and luxury cars available on the market. Call on us, no matter in which  city you currently are. You will find us in the United States.

If you are looking for pure driving pleasure, a present for yourself or a good friend, a special highlight for your tradeshow performance or if you are making plans for a wedding or a birthday, if you are interested in an incentive for your employees or if you run a hotel and want to offer your guests a memorable stay…at Upscale Luxury Car Rentals, you will find luxury cars like Ferrari or Lamborghini for rent, for use in any kind of weather, for a day, a weekend or a month, for plain driving, or sports cars that will serve you as an eye catcher. And you can also opt for a chauffeur if you choose

March 24, 2010

Do you ever wonder who rents Luxury and Exotic cars?

In the wake of a sluggish economy, the luxury car rentals are booming—thanks to corporate executives, high-school students ,athletes, realtors and ordinary folks who are getting married every week-end. The Prom attendees are another big group that rent luxury  and exotic cars.

If you are a start-up company, seeking venture capital money, you want to drive up to the company with a new model luxury car. You may unintentionally send a negative message if you drive a seven–year-old damaged Ford. If you have to attend a meeting at the golf and country club, you should rent aLexus, Range Rover, S-Class Mercedes or BMW or a luxury car.

It must be smart because a large growing number of people in the business world are renting high-end automobiles to impress, according to UpscaleCarRentals.com, a high-end automobile and luxury home rental company serving Texas and its surrounding states.

She says there are those customers renting luxury cars out of necessity. 

Ms. Micheal recalls a realtor who asked for a Cadillac Escalade because her NBA player prospect couldn’t fit into her older Chrysler.  Plus, she couldn’t show a Five-million-dollar home in a $10,000 Toyata.  What impression would that send?

“Renting a luxury car is becoming common and most often it’s the average man or woman doing it,” says Michael.  “I would say 60% of the time it’s making an impression, 40% is out of need.”

It used to be that the only people who rented a Bentley, Jaguar, Mercedes, Lamborghini or Ferrari were the very wealthy.  Not anymore.

“We still get many affluent clients and business people who rent out of necessity or for the fun of it.  But the bulk of our business is the folks with modest incomes who simply want to look successful.”

March 23, 2010

Luxury Prom Car Rental Houston - Call 1-713-409-5508

Finding a reliable, friendly place to take care of your prom car rental in Texas- Houston, Austin, Dallas, San Antonio is now so easy. Luxury car rentals features an entire line of cars that you can be proud of, so that you can arrive in style with the exact look you want on your special night.

Imagine, driving up to the dance, on prom night, in the luxurious model that your date has always dreamed of riding in! Don’t Just Get There! Arrive in Style!

Well, now it isn’t even an expensive gift to give!Luxury car rentals in Houston price their rental cars to be rented, not to sit in the parking lot! Why take the car you drive every day to the most special night of the year? Luxury Car Rentals has a model available for every taste, so whether you border on the wild side, or even on the exotic side, there will be a car in our fleet that you will definitely want to take for a spin.

You sure won’t regret it, and why not when it is so easy? Get in touch with Luxury car rentals in Houston today, Call 1-713-409-5508 and let us hook you up with the ride of your life!

Now we are recruiting “Prom Rep”. Call to inquire how you can become a “Prom Rep”.

Used Car Sale

Upscale Luxury Car Rentals has a steady supply of rental car deals because it buys new cars straight from the manufacturers. They meticulously maintains its fleet. Consider this: all rental car deals offered by Upscale Sell your car are on one-owner vehicles, a prized commodity in the used car marketplace.

Are you concerned about rental car deals because of the belief used rental cars are not treated well? Trust what the experts have to say.

Check It Out

Like everyone contacted for this article who had bought a rental car,  Leslie is extremely happy with her vehicle. But she also emphasizes the importance of due diligence with any such large purchase. "I looked it over from top to bottom," she says, "and I was able to test drive it for the week-end ."

Treat a rental car as you would any used car, advises Bob Aiken, a former National Association of Automotive Service Excellence (ASE) master mechanic. "Find an independent shop that you trust and pay to have the car inspected," he suggests. "Even if you have to walk away from the deal, it is money well spent."

March 25, 2010

On March 31, 2010, the Texas Relays will start in Austin, Texas. This event will go on until Saturday, April 3, 2010. Rent your Luxury or Exotic Cars for Texas Relays.

Nov 4, 2010

Is your Rental Car properly covered under the insurance policy: Loss Damage Waiver

Nov 5, 2010

How to Find The Proper Insurance Coverage for Exotic Cars

Finding the perfect Exotic vehicle insurance can be a very difficult, sometimes tiresome, and arduous task. Even when you find the insurance, the question is “Is the luxury vehicle is covered properly?  What is a luxury car? It varies from place to place.Generally, Luxury car is a marketing term for a vehicle that provides luxury — pleasant or desirable features beyond strict necessity—at increased expense.
The term suggests a vehicle with greater equipment, performance, construction precision, comfort, design ingenuity, technological innovation, or features that convey brand image, cachet, status, or prestige—or any other discretionary feature or combination of features.






Did you just purchase a brand new exotic vehicle, car or SUV? Having a newer vehicle is valuable asset that needs to be protected, whether you are driving around town in style or keeping precious vehicle protected in storage.

Importance Of  Exotic Car Insurance

A vehicle that is in the higher tiers takes quite an investment from the clients, but it only takes just seconds for an accident to ruin a exotic and luxury vehicle no matter how the vehicle is being used. Having insurance coverage on the vehicle that will protect the full value of the car is extremely important if an accident were to happen. Additionally, you will have peace of mind. Often, luxury, exotic or and high-end vehicles hold a value that goes beyond just finding basic parts. Standard insurance policies often will not provide the needed coverage in order to restore the vehicle to its pristine condition. Luxury vehicle coverage enables owners to drive in comfort knowing they are fully protected if something were unfortunately happen.

Ensuring Proper Coverage

While there are many companies that say they offer coverage for luxury vehicles, an owner will want to ensure that the policy offers proper coverage for the vehicle. Some companies will try to find loopholes in the coverage in order to avoid paying the costly fees of restoring or replacing a automobile that has been damaged. Even though some policies may cost a little bit more, ensuring the proper coverage from a reputable company is highly recommended.

Finding Luxury Insurance

Finding luxury auto insurance providers is a bit more difficult than it is for standard vehicles. Often owners have to go with a company other than their current policy provider. Make sure to provide the company with the way the vehicle will be used to get the right coverage and more importantly, an accurate price. For more information contact a luxury car Agent at Upscale Luxury Car Rental and we can direct you to the right insurance agent today.

Carla Michael of upscalecarrentals.com specializes in directing clients to find the right insurance companies. She ensures high levels of customer satisfaction and customer service by improving on going service delivery methods. She works to maintain long-term, high quality relationships with insurance companies who deliver on “a promise to pay”. She serves on several agent advisory councils providing valuable feedback regarding products, processes and solutions to policyholder needs

Jan 18 , 2011

Jan 31, 2011

Get yourexotic Luxury cars and SUV for  Dallas Super Bowl

July 8, 2011

Exotic Car Rental For Luxury Experience

Why do you think people, business men and car enthusiast  rent exotic cars?

In recent days, car rental companies are expanding their business by featuring exotic or luxury, upscale cars, prestigious car rentals for visitors. Many people rent exotic and luxury  cars because for some it is a dream come true. For others, it could be for a journey which is different from an ordinary one, and for some,  it denotes status  .

Renting an exotic car means that you can treat yourself for a few days through renting a car and then the next day you can go back to your normal life.

Roll up your windows and have fun and watch the people who are staring at your car with surprise wondering which movie star or pop singer is inside.  . A luxurious car can range from a sporty convertible to drive around the country side on a Sunday afternoon to the ultimate in luxury, the stretch limousine.  

The stretch limo's are usually used for weddings, school proms or just for that lovely husband to treat his partner to a special night out.  Unfortunately, the limos are not as popular like they used to be, or in some cases, they are distracting.

Some typical exotic cars are and luxury cars rentals are:  Audi Rentals, Bentley Rentals, Range Rover Rental,BMW Rental, Cadillac Escalade Rental, Corvette Rental, Ferrari Rental, Lexus Rental, Maserati Rental, Mercedes Rental, Rolls Royce Rental, Jaquar Rental and Porsche Rental

If you have an occasion, you can turn to  luxury car company. There is a car for everyone!   So next time you have a special treat think of an exotic car that you have always wanted to drive and Now you can rent them your self.

For more great information on Luxury Rental Car Houston visit our new website http://www.upscalecarrentals.com today.

July 9, 2011

Exotic cars or vehicle generally cost a lot of money and is always a highly priced asset and requires careful maintenance.  Insurance is required in most states to cover possible future damages that may result from accidents and act of gods. However, car insurance for exotic cars require special attention.  Exotic vehicle costs a lot to repair when they are damaged.

What are exotic cars? When thinking of exotic cars, reliability, build quality and country of origin really don't come into the question.

 The most modern examples of exotic cars are the street racers featured in movies like the fast and the furious. These are mostly modified Japanese creations but with wild paint, high power, expensive modifications and racing body-kits these are prime examples for the term exotic car.

The popular dictionary definition of exotic v is 1: From another part of the world 2: Intriguingly unusual or different, excitingly strange 3: Of or involving striptease The Oxford dictionary:- adjective 1 introduced from abroad. 2 strange, unusual. noun exotic plant etc. exotically adverb.

adjective 1alien, far-away, foreign, remote. 2bizarre, different, extraordinary, foreign-looking, novel, odd, outlandish, peculiar, rare, singular, strange, striking, unfamiliar, unusual, colloquial weird. So you get the picture of an exotic car…

It is important to choose the right automobile insurance for exotic cars. Exotic car/vehicle insurance cost you more than what you would normally pay for a standard vehicle.  There are several choices to pick from, Based on your needs, you decide which is the optimal program for you. By picking the best possible coverage for your exotic vehicle, you will be able to save a lot of money and get into a deal that will help you get it back in shape from any future accidents.

 Why is car insurance expensive for exotic cars and SUVs? The reason why car insurance for exotic cars is more expensive than other standard automobiles is because of their high market value, special features, and resell value. The designers of these vehicles focus on style, speed and high-end designs.  Safety factor is not a high priority in some instances.

Exotic vehicles such as sports cars are often prone to accidents and this is why it is important to look for suitable coverage for future damages. It’s partly because of the excessive speed these cars can go to.

Repairing such exotic vehicles is a challenge in some cases. It is difficult to get parts in the shortest possible time. Insurance coverage costs tend to go higher compared to their standard vehicles.  Because of stylish, color and attractive looks, these automobiles are more prone to theft and the higher insurance rates. It is important that you are aware of the costs of repairing and maintaining these vehicles before you go about finalizing on your insurance program.

If looking for the best car insurance for exotic cars, choose a company that provides exclusive service for exotic and luxury vehicles, instead of going for providers who deal with all types of vehicles. The main advantage of choosing such a provider is that you have the possibility of benefiting from lesser amount of insurance costs. Such companies have a dedicated focus on the domain of exotic cars and are therefore able to provide more cost effective quotes.

It is true that car insurance for exotic cars could really put a strain on your finances if you had a misfortune. Driving an exotic automobile does leave a great impression and sets you apart, you should not want to be in a financially challenging position when you have plenty of wise options to choose from. There are many ways of going about getting coverage of such vehicles. You could either approach an insurance agent, look for online discount options or speak with the company insurance agents directly. The main idea behind choosing the ideal car insurance for exotic cars is to not end up paying a hefty sum for your repair costs, more than what you actually paid for the automobile itself.

Though an exotic cars is all about prestige and class, but they even cause a rise in other maintenance costs that accompany the car, including the insurance for exotic cars. One of the best ways to treat yourself is to rent an exotic car.Visit our website to see ways where you can save more and spend less at these insurances. CLICK HERE NOW!!

August 31, 2011

In this article, I will show you six things you must know before you rent a sports car in Houston,Texas. Read on.

Find rental car companies in Houston, Texas Houston has a few selected exotic and luxury car rental companies. Research which dealership has the car you want to rent. Doing this research ahead of time is the most important investment you might make when renting a sports car.

Compare/Contrast  Prices. Remember that you can typically rent vehicles hourly, daily, weekly or by the month. Renting for the entire month generally command the lowest daily rate. The vehicle make and model, and the day of the week determine the rates. Upscale Exotic Car Rentals in nearbyHouston,Texas serves theHouston, Austin and Dallas area and has rental rates that range from $299 a day for a Range Rover Sports, $399 a day for Lexus LS 460 L, to $1900 a day for a Rolls Royce Phantom, and $1499 a day for Ferrari F430.

Study Rental Policy.You need to read the Rental policy necessary to rent an exotic car in Houston include a security deposit, full coverage insurance policy, minimum age requirements and of course a valid driver's license with a good driving record. (See Reference 1) Criminal background checks may also be necessary. Rental facilities will also require a credit card number with deposit that will either be a flat rate or may be based on the total rental amount. At Upscale Luxury Car Rentals, the deposit is generally $500.00.

Read the Rental Agreement. Before you drive out, read the rental agreement. Policies cover mileage or distance limit, a non-smoking policy and mandatory gas level refill. Only the approved driver will be allowed to drive the car, you may be charged per mile that you exceed the allotted mileage amount, and renters will be required to refill the gas tank to the level that it was when they received the vehicle. Violations of the guidelines can break the contract and rental facilities can confiscate the vehicle and possibly press charges.

Types of Exotic Luxury Cars or SUVs

You can rent exotic cars like Lamborghini, Porsche 911 Cabriolet, Ferrari F430 and the Bentley Continental GT, Corvette, BMW 650i, BMW 750 Li, Audi R8, Mercedes S550.

You can rent Luxury SUVs like Cadillac Escalade, Range Rover Sports, Range Rover Super Charged, Lexus LX 470 and Lexus LS 570, Infinity Q56, Porsche SUV.

Greater Customer Service. Although under rated, you want a company with impeccable customer service.

September 1, 2011

Have You Rented a Luxury Exotic Car Lately?

Have you been wondering why you should rent an exotic or luxury car for your next special event? You do not have to wonder any more. In this article, I will clearly share with you why most people like your self rent or lease exotic or luxury sports cars, and additionally how do you go about renting.

It's becoming more and more popular for people to rent exotic luxury cars for weddings, week-end get-away, business meetings, conventions, impressing clients, birthdays, formal occasions, high school proms, graduations, impressing a new girlfriend, test-driving before buying, to name a few. These are just a few reasons why people rent luxury sports car

If and when you rent an exotic car for your special occasion, you will see that it will be one of the most rewarding experience of your life. After all, we live but once!

You have a special event to attend? - a wedding, a party, convention, sales call, sporting events, or you are just on vacation.

Week-End Get-Away

If your vehicle is old, the last thing you want to do is to drive to a destination you do not know. Renting a luxury makes your trip more important and reduces the mileage you would have put on your vehicle.

Business Meeting

It is becoming very common for companies to rent or lease cars to visit clients or rent cars to attend business meetings. If you show up in a luxury car, the other party automatically assumes success.

Convention

Companies rent luxury sports cars to attract potential prospects to their booth during conventions. Some clients are very impressed by a bright-colored exotic sports car.

Birthday

Birthdays come with memories. Renting a luxury sports car stays with you the rest of your life.

High School Proms/Graduations

Its every high schools students dream to graduate. In other words, getting to the  “finish line” is always exciting. Most students rent luxury sports cars for proms and or their graduation

Impressing a New Girlfriend

As funny as it may sound, a lot of men rent luxury sports cars to impress a new girl friend. The fast sports car is associated sexiness and success.

Test-Driving Before Buy. 

It is better to test-drive before you buy a luxury sports car. If you going to dish out over $100,000 to pay for something, its better to validate the “goodness” of the car by test driving the car independently.

There are many reasons one would rent an exotic car. The reasons vary from person to person. Don't just get there, Arrive in Style!